NEET PG service bonds 2026: 274 of 312 AIQ MD/MS colleges list a bond

Most NEET PG seats on the All India Quota come with a service bond. In our 2026 seat data, 274 of the 312 colleges that offer All India Quota (AIQ) MD/MS seats and list bond details have a bond on at least one course. Only 38 list no bond at all.

A service bond is a commitment to serve for a set number of years after the course. If you don't, you pay the penalty amount listed for the seat. The exact conditions are in each state's or college's own bond document. The terms differ a lot from state to state: from 1 to 3 years, and from ₹5 lakh to ₹2.5 crore.

What we counted

• Seats: All India Quota MD/MS seats in the 2026 seat data, the same seats shown on our fees, stipend and bond page. That is 313 colleges and 4,062 college and course listings. Deemed, central university and DNB seats are not included.
• Bond details: the bond years and bond penalty listed for each seat in MCC's seat and institute details. One college (Govt Med Coll, Nahan) lists no bond details, so it is left out of the counts.
• One line per college: in 41 colleges, some courses list a different term or leave it blank. We count a college as having a bond if any course lists one, and show the longest term listed. A college counts as "no bond" only if every course with details lists zero years.

Bond rules are set by states and colleges and can change. Always read the bond terms in the college's own document before you lock a choice.

Bond years and penalties across India

Of the 274 colleges with a bond:

• 1 year: 100 colleges
• 2 years: 127 colleges
• 3 years: 47 colleges

Penalties cluster at a few amounts. The most common are ₹50 lakh (76 colleges) and ₹40 lakh (73). Then come ₹20 lakh (37), ₹10 lakh (26), ₹30 lakh (22) and ₹25 lakh (16). At the top end, 10 colleges list ₹1.5 crore and 4 list ₹2.5 crore. In all, 99 of the 274 colleges list a penalty of ₹50 lakh or more.

State by state

States with at least four colleges, sorted by number of colleges. "Most common" shows the usual term or penalty in that state, with the number of colleges in brackets.

State	Colleges	With a bond	No bond	Most common bond	Most common penalty
Uttar Pradesh	38	36	2	2 yr (35)	₹40 lakh (35)
Maharashtra	31	30	1	1 yr (30)	₹50 lakh (28)
Karnataka	27	27	0	3 yr (25)	₹50 lakh (25)
Tamil Nadu	26	26	0	2 yr (26)	₹40 lakh (25)
West Bengal	22	21	1	3 yr (19)	₹30 lakh (19)
Andhra Pradesh	18	2	16	1 yr (2)	₹25 lakh (1)
Madhya Pradesh	16	16	0	1 yr (16)	₹10 lakh (16)
Rajasthan	14	14	0	2 yr (14)	₹1.5 crore (10)
Delhi	13	12	1	1 yr (11)	₹20 lakh (11)
Kerala	12	12	0	1 yr (12)	₹50 lakh (12)
Telangana	12	12	0	1 yr (11)	₹20 lakh (11)
Assam	10	10	0	2 yr (9)	₹20 lakh (8)
Bihar	9	8	1	2 yr (8)	₹25 lakh (8)
Odisha	8	8	0	2 yr (8)	₹69.8 lakh (6)
Chhattisgarh	7	7	0	2 yr (7)	₹50 lakh (7)
Gujarat	7	7	0	1 yr (7)	₹40 lakh (7)
Jammu and Kashmir	7	0	7	–	–
Himachal Pradesh	6	5	0	2 yr (5)	₹40 lakh (5)
Punjab	6	6	0	2 yr (4)	₹20 lakh (4)
Haryana	5	1	4	2 yr (1)	₹10 lakh (1)
Jharkhand	4	3	1	3 yr (3)	₹30 lakh (3)
Uttarakhand	4	4	0	2 yr (4)	₹2.5 crore (4)

The Odisha amount is listed as ₹69,83,184. The one Himachal Pradesh college without a count in either column is Nahan, which lists no bond details.

A few patterns stand out:

• Highest penalties: all four Uttarakhand colleges list a 2-year bond with a ₹2.5 crore penalty. In Rajasthan, 10 of 14 colleges list ₹1.5 crore, including Sawai Man Singh Medical College, Jaipur.
• Longest terms: Karnataka (25 of 27 colleges) and West Bengal (19 of 22) mostly list 3 years. Karnataka pairs it with ₹50 lakh, West Bengal with ₹30 lakh.
• Short and light: all 16 Madhya Pradesh colleges list 1 year and ₹10 lakh.
• Short but costly: Maharashtra (30 of 31) and Kerala (12 of 12) list just 1 year, but with a ₹50 lakh penalty at most colleges.

Colleges with no bond

The 38 no-bond colleges are concentrated in a few places. Andhra Pradesh has 16, including Andhra Medical College, Visakhapatnam, and Guntur Medical College. All seven Jammu and Kashmir colleges list no bond, and so do four of five in Haryana, including Pt BD Sharma, Rohtak.

Several central and national institutes are on the list too: Institute of Medical Sciences, BHU, Varanasi; Jawaharlal Nehru Medical College, AMU, Aligarh; NEIGRIHMS, Shillong; IGIMS, Patna; and Government Medical College & Hospital, Chandigarh. The single colleges in Puducherry (IGMC & RI) and Dadra and Nagar Haveli (NAMO MERI, Silvassa) also list none. See any state's full list on our Andhra Pradesh fees and bond page or the other state pages.

Does a bond make a seat easier to get?

Not on the whole. Among the AIQ MD/MS course listings with a General closing rank in 2026 Round 1, the 2,377 with a bond closed at a median rank of 10,941. The 428 without a bond closed later, at a median of 15,351. A later closing rank means the seat was easier to get, so the no-bond seats were, if anything, easier.

That does not mean the bond made seats tougher. Many no-bond seats are in Andhra Pradesh and Jammu and Kashmir, and state, college and branch matter far more than the bond. Bonded listings also pay more: their median first-year stipend is ₹81,126 a month, against ₹64,940 for no-bond listings.

When you compare two seats, put the bond next to the closing rank, fee and stipend. Check closing ranks for your options in the cutoff explorer, and see stipends for the lower-demand branches in our non-clinical branches guide.